Privacy Policy

Introduction

We value the trust you place in us, and thus we insist upon following the highest standards for securing transactions and customer information privacy.

Please read the following statement to learn about our information gathering and dissemination practices.

We respect your privacy and want to promote trust and confidence on the internet. As such, we feel it is necessary to disclose to you what information this site collects and tracks and what we do with the information that we collect. We collect and use your Information, to send you updates, to improve our Services, to improve user experience, for quicker transactions, for risk checks, for strengthening our security checks, for analysis and for offering you new features in the existing services you are availing or offering altogether new product/ service which may be relevant for you. It is clarified that the information of users which has been collected by us or provided to us, is the property of TransTrac Technologies Services Private Limited (“TransTrac”) and we may use it, in whole or in part, in our sole discretion and without any compensation to you, for any legitimate purpose and you hereby confirm that you have no objection to the aforesaid use of your information.

We will use your information for marketing purposes.

Our Privacy Policy is subject to change at any time without notice. To make sure you are aware of any changes, please review this policy periodically

By mere use of the Website, you expressly consent to our use and disclosure of your personal information in accordance with this Privacy Policy. This Privacy Policy is incorporated into and subject to the Terms and Conditions / Terms of Use.TransTrac as a payment solutions service provider recognizes the importance of protecting personal details and information and provides this Privacy Policy with respect to the access and use (direct or indirect) of the Services. For the purpose of this Privacy Policy, the user of Services may be merchants/sellers/billers, customers/buyers/consumers, or any other persons using Services (“User”, “you” or “your”). This Privacy Policy will help you understand our policies and procedures regarding the collection, handling and use of your information.

By accepting electronically (for example clicking on “I Agree” or “Login”) or by installing, accessing or using the Services through our Software or Application, you signify your assent to this Privacy Policy and consent to the processing of your Information (Personal Information and/or Sensitive Personal Data or Information). If you do not agree with this Privacy Policy do not, in any manner, use our Services, install and/or use the mobile application.

Information collection and use

This Privacy Policy covers our treatment of your Information collected from (i) Merchants/ Sub-Merchants who use or may want to use our payment solution services; and/or (ii) consumer/end user information that we acquire in the course of our business.

As a merchant/ sub-merchant, we collect your Information, through the registration process, the service agreement that we execute and various submitted documents of your creditability that are required from time to time. We may ask customers to enter personal data when placing an order, such as name, address, phone number, credit card/ banking details and e-mail address (“Personal Information”) and use this data to protect the merchant and ourselves against risk.

For a better experience, while using our Service, we may require you to provide us with certain personally identifiable information. The information that we request will be retained by us and used as described in this privacy policy.

The app does use third-party services that may collect information used to identify you.

Link to the privacy policy of third-party service providers used by the app.Google Play Services

Android Application Privacy Policy

CredoPay built the CredoPay Payment Application app as a Free app. This SERVICE is provided by CredoPay at no cost and is intended for use as is.

This page is used to inform visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service.

If you choose to use our Service, then you agree to the collection and use of information in relation to this policy. The Personal Information that we collect is used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.

The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which are accessible at CredoPay Payment Application unless otherwise defined in this Privacy Policy.

Log Data

As a User of our Services, we capture information that your browser sends to us (“Log Data“), your profiling information, correspondence information, domain name from which you contact us/merchant, the pages you request, the products you buy, the referring site, and the time that you spend on the site. Log Data also includes your computer’s IP addresses, browser type, browser version, the pages of our service that you visit, the time and date of your visit, the time spent on those pages, the type of operating system that your computer uses. your service usage, transactional information, one-time passwords if you have consented for it.

In addition, we may use third party services such as Google Analytics that collects, monitors and analyzes such type of information in order to increase our Service's functionality. These third-party service providers have their own privacy policies addressing how they use such information.

Personal Information and Log Data are collectively referred to as “Information” hereinafter.

Cookies

Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer's hard drive.

We use “cookies“ to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

This Service does not use these “cookies” explicitly. However, the app may use third-party code and libraries that use “cookies” to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service. Personal Information and Log Data are collectively referred to as “Information” hereinafter.

Service Providers

We may employ third party companies and individuals to facilitate our Service, to provide the Service on our behalf, to perform our Service-related services or to assist us in analyzing how our Service is used. These third parties have access to your Information only for the limited purpose to perform such aforementioned tasks on our behalf and are obligated not to disclose or use it for any other purpose.

This Service does not use these “cookies” explicitly. However, the app may use third-party code and libraries that use “cookies” to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service. Personal Information and Log Data are collectively referred to as “Information” hereinafter.

Communications

We may use your Personal Information to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send. We will only disclose your Personal Information in accordance with this Privacy Policy. If we want to use it for any other purpose, we will obtain your consent.

If you decline to submit Personal Information to us, then we will unfortunately not be able to provide the Services to you.

Security

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

International Transfer

Your information, including Personal Information, may be transferred to and maintained on computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

If you are located outside India and choose to provide information to us, please note that we transfer the information, including Personal Information, to India and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer

Links To Other Sites

This Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Children’s Privacy

These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13 years of age. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do the necessary actions.

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at transtractechnologyservices@gmail.com