A Neo Banking Solution Platform Provider

Omni-channel Payment Processing and Acquiring Platform

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Welcome to CredoPay

At CredoPay, we pride ourselves on being a leading Neo Banking Solution Platform Provider, with our expertise deeply rooted in Digital Payments, Transaction Processing, and Security.

We offer Banks, FinTechs, Corporates, and Merchants a comprehensive payment orchestration infrastructure for unified acquisitions as a Neo Banking Solution Platform Provider. Our platform is channel-agnostic and device-independent, meticulously crafted to manage digital transactions from start to finish for customers of any scale. Thanks to its microservice-based architecture, it seamlessly adapts to the dynamic business requirements and the ever-evolving global payment landscape.

Supporting scalable growth, our platform empowers customers to commence their operations on a smaller scale and expand as needed, smoothly adjusting to systematic business risks and changes. CredoPay enables clients to tailor their solutions as they scale, ensuring sustained success throughout their business journey.

Digital Payments Solutions

Our Accomplishments So Far

B2B Clients




Txn. Decline Rate

GPV per month

Banks Integration

Channels Supported

Our Value Proposition

Our commitment as a Neo Banking Solution Platform Provider is unwavering: “What it Takes” to guarantee customer success. With flexible engagement models such as PAAS, SAAS, and licensed on-prem deployments, alongside Fully/Customised Managed Services available worldwide, we, as a leading Neo Banking Solution Platform Provider, offer attractive, win-win solutions for various customer needs and engagement types.

Banks using Neo Banking Solutions for managing Merchants and ISOs

For Banks

Single platform to bring all at one place:

  • Business Management of unified acquiring
  • Users (single sign-on SSO with RBAC)
  • Payment facilitators
  • ISO’s
  • Merchants
  • State of art Open API/SDK
scale your business-volume with CenterFirst Neo banking solution

Payment Processors / Fintech

In addition to the features available for financial institutions, fintech/processors will leverage the benefits of CredoPay by integrating with multiple entities using the below features.

  • Dynamic Routing
  • Dynamic Switching
  • Dynamic Settlement
Merchant management system for banks and Fintechs

SME / Corporates / Retailers

  • Unified merchant portal for managing multi-channel acquiring
  • Merchant SDKs, Integrating into merchant ERP, billing system
  • Auto reconciliation for all channels
  • Single accounting system for all channels

Driving business impact should be easier

CredoPay’s CenterFirst, a unified seamless payment solutions platform enables your team to extract real business value, strengthen your market position and drive revenue—quickly.

See value faster

See value faster

Get the insights your team has been waiting for now. You won’t spend months onboarding, wondering how much of your budget went to learning how to use our platform.

Capture insights with ease

Capture insights with ease

Stay ahead of your competitors with a platform that guides you to make strategic business decisions based on accurate data with help from our advanced technology.

Transition seamlessly

Transition seamlessly

Elevate your business without rebuilding your tech stack. Our technical team and our API integrations make it easy to work within your current processes.

Why CredoPay?

Channel Agnostic, Device Independent all in one Neo Banking Solution Platform Provider for any size customers

Hassle-free Solutions

We totally understand the importance of smooth and hassle-free transactions. Our innovative solutions are designed to simplify financial complexities and provide you with a seamless offline/ online payment experience. Whether you’re an individual or a business, our comprehensive suite of services will empower and help you make payments effortlessly.

Cutting-Edge Technology

As a forward-thinking game changer, we continuously invest in the latest technology and stay at the forefront of industry advancements. Our robust payment infrastructure, including our switch and partnership with City Union Bank, ensures secure and efficient payment processing. With our advanced technologies, we offer the most reliable, secure, and innovative solutions.

Customer-Centric Approach

We prioritize our customers above all else. Our dedicated team is committed to understanding your unique needs and providing personalized solutions catering to your requirements. We believe in building long-term relationships based on trust and reliability. When you choose CredoPay, you can expect exceptional customer service, prompt assistance, and a partner who genuinely cares about your financial success.

Trust and Credibility

CredoPay has earned a great reputation for being a trusted and credible partner in the financial industry. We adhere to the highest professionalism, security, and regulatory compliance standards. Our commitment to transparency, integrity, and ethical practices is unwavering. When you choose CredoPay, you can have peace of mind, knowing that your financial transactions and sensitive information are in safe hands. We are proud of our track record and strive to maintain our standing as a reliable and trustworthy company.

Client Testimonials

The radiant voices that illuminate our excellence


“We have partnered with CredoPay for a couple of years now. The CredoPay platform has helped us in saving costs, improved operational efficiency and most importantly the ease of configuration of the platform to suit our business requirements. The team is always ready to support and flexible enough to understand our business needs.“

Mystery Person
Tushar Sinha
Chief Alliance Officer
MindsArray Network Pvt. Ltd.


“We are happy to work with CredoPay team. The CredoPay Business Suite helped us to manage our transactions end-to-end with ease. We can monitor our transactions and manage operations efficiently with the help of CPBS. The team is available all the time to solve any issues faced by our team. Overall, most of the operations have been automated, less human intervention and less errors“

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Shashank Joshi


“ROINET is associated with Credo pay since Jan 2020 and working on various hardware products. Quality of hardware products are extremely better in compared to other competitive products in Market. We as ROINET working with Various Fintech players and Banks and what I feel that Credo pay Systems & Processes are better than other Fintech players in market. One more Strength of Credo pay is “TEAM”, Including Founders of Company, their entire Team is highly professional, honest, and enthusiastic. We wish them good luck and looking for long term relationship with them. All the best!!!!“

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Vivek Gupta
Co-Founder- Chief Operation & Technology officer
Roinet Solution Pvt Ltd


“Iam extremely grateful to Team CredoPay for their relentless support and effective service! The VM30 Device offered by CredoPay with both built-in-facilities of M-ATM and MPOS in one device, has been very well-received and appreciated by our stakeholders! I take this opportunity to thank all at CredoPay for providing us such flawless and incredible service, which has enabled us, at Payinc Private Limited, to serve our stakeholders effortlessly!“

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Sumit Kumar Dash
Founder and CEO
Payinc Private Limited